Terms and Conditions

1. Acceptance of Terms
By using our website, registering for a seminar, or engaging with our services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, please discontinue use of our services immediately.

These terms apply to:
 All visitors, users, and registered participants of MMindSeminars.
 All content, resources, and interactions available on our website.
 Any modifications or updates to MMindSeminars services.

We reserve the right to update these terms at any time, with changes posted on this page.

2. Use of Our Services
Our website and seminars are intended for educational and informational purposes only.

2.1 Permitted Use
 You may use our platform for personal learning and financial education.
 You may register for seminars and access provided content.
 You agree to use the platform lawfully and ethically.

2.2 Prohibited Activities
 You may not use MMindSeminars for fraudulent, illegal, or misleading activities.
 You may not copy, modify, or distribute content without permission.
 You may not engage in disruptive behavior, including spamming or unauthorized data collection.

Violating these rules may result in account suspension or termination of access without refund.

3. Account Registration and Security
If you register an account, you agree to:
 Provide accurate and complete information.
 Keep your account details confidential.
 Notify us immediately of unauthorized access.

We reserve the right to suspend accounts that violate our policies.

4. Payments and Refund Policy
4.1 Payment Terms
By registering for a seminar, you agree to pay all associated fees. Prices are displayed on our website and may be updated without prior notice.

4.2 Refund Policy
Refunds are available under specific conditions, outlined in our Return and Refund Policy. Generally:
 Full refunds are issued for cancellations 48 hours before a live seminar.
 Partial refunds may be available under specific cases.
 No refunds for accessed on-demand seminars.

5. Intellectual Property Rights
All content on MMindSeminars, including:

Seminar materials
Articles and guides
Videos, infographics, and presentations
is owned or licensed by MMindSeminars and protected by copyright laws.

5.1 Permitted Use
 You may view and engage with our content for personal education.
 You may not reproduce, share, or modify content without authorization.

Violating intellectual property rights may result in legal action.

6. Limitation of Liability
6.1 General Disclaimer
MMindSeminars provides financial education for informational purposes only. We do not offer personal financial advice or guarantee financial success.

By using our services, you acknowledge that:
 We are not responsible for individual financial decisions.
 We are not liable for losses, damages, or missed opportunities.
 Content is provided "as is" without warranties of accuracy or reliability.

7. Third-Party Links and Services
Our website may contain links to external websites for additional resources. MMindSeminars is not responsible for third-party content, policies, or data collection practices.

We encourage users to review third-party terms before engaging with external services.

8. Data Privacy and Security
By using MMindSeminars, you agree to our Privacy Policy, which outlines how we collect, store, and protect personal data.

 Your personal data is handled securely.
 We do not sell or share your information with unauthorized parties.
 You may update or delete your data upon request.

For full details, refer to our Privacy Policy.

9. Changes to These Terms
We may update these Terms and Conditions periodically. Changes take effect upon posting to this page. Continued use of our services signifies your acceptance of revised terms.

10. Governing Law and Dispute Resolution
These terms are governed by the laws of Ontario, Canada. Any disputes arising from your use of MMindSeminars will be resolved through binding arbitration or legal proceedings in the applicable jurisdiction.

We encourage users to contact us first to resolve concerns amicably.

11. Contact Information
For any questions about these Terms and Conditions, you can reach us at:

 Address: 100 Queen St W, Toronto, ON M5H 2N2
 Phone: +1 (416) 829-3547
 Email: [email protected]